Meet the FHBA Team

Our team brings together specialists across first-home strategy, lending, advice, property

and government scheme guidance to help buyers move forward with clarity.

Hayley Decru

Hayley leads the first-home strategy process, helping buyers understand their current position, available pathways and the steps needed to move forward. Her focus is on turning confusing information into a clear, practical plan towards home ownership.

Senior First Home Strategy Specialist

Isaac Dickman

Isaac works closely with first home buyers to understand their goals, identify suitable next steps and consider important risk-protection needs. His focus is on providing practical guidance and a positive client experience.

Senior First Home & Risk Specialist

Ray Decru

With more than 30 years’ experience helping first home buyers, Ray has led teams of first-home and lending specialists. He brings deep industry knowledge and a practical approach to helping clients understand their mortgage, strategy and protection options.

Senior First Home, Risk & Mortgage Specialist

David Chatterjee

With more than 28 years’ experience helping first home buyers, David has worked across lending, mortgage strategy and personal protection. He has also led specialist teams and is known for simplifying complex options so clients can move forward with clarity and confidence.

Senior First Home, Risk & Mortgage Specialist

James Robson

James is the first point of contact for many FHBA clients. He helps buyers arrange their free strategy call, understand what to expect and connect with the appropriate specialist for their situation.

Client Success Team

Donna Betterridge

Donna helps first home buyers develop a clearer pathway towards home ownership while understanding the personal risks that may affect their plans. She is known for supportive communication and making complex information easier to understand.

Senior First Home & Risk Specialist

Mark Price

Mark supports prospective first home buyers through FHBA’s dedicated calling sessions. He helps clients understand the purpose of the strategy call, answers initial questions and arranges a suitable appointment with the right specialist.

Client Success Team

General information only. Eligibility for government schemes, lending options and grants depends on your personal circumstances and current criteria.