Your First Home Might Be Closer Than You Think
We help first-home buyers understand government schemes, deposit options, lending pathways and the practical steps towards buying their first home—without the confusion. Even if you’re not ready yet, a clear plan can help you understand what to do next.
Why First Home Buyers Choose FHBA
Most first home buyers aren’t ready to buy right now. The problem is, they don’t know what to do next. FHBA brings together experienced specialists across lending, advice, asset finance, property strategy and government scheme guidance to help you understand your options and take the right steps toward buying your first home, starting with a free, no-obligation strategy call.
First-Home Strategy
Get a clear plan for what to do next based on where you are today.
Government Scheme Guidance
Understand which grants, concessions and first-home-buyer schemes may apply to you.
Lending & Deposit Pathways
Learn what deposit options, borrowing pathways and lending steps may be available.
Specialist Support Team
Access a team experienced in helping first home buyers move from confusion to clarity.
How We Help You Move Forward
A simple step-by-step process to help you understand your options, prepare your plan, and move forward with the right support.
Book a Free Strategy Call
Start with a free, no-obligation call so we can understand where you’re at, what you’re trying to achieve, and what stage of the buying journey you’re in.
Understand Your Options
We help you understand what government schemes, grants, deposit pathways and lending options may be available based on your situation.
Build Your First-Home Plan
You’ll get clearer next steps, so you know what to focus on now, whether you’re ready to buy soon or still need time to prepare.
Move Forward with Specialist Support
Where suitable, our team can connect you with the right specialists across lending, advice, asset finance, property strategy and government scheme guidance.
A Clear Plan for Your First Home
From your first questions to your next steps, our team helps you understand what options may be available and how to move forward with confidence.
Government Schemes We Help You Understand
There are several government schemes and concessions that may help eligible first home buyers. We help you understand what may apply to your situation and what steps to take next.
First Home Guarantees
Learn whether you may be able to buy with a smaller deposit without paying lenders mortgage insurance.
First Home Owner Grants
Understand whether a grant may be available depending on your state, property type and eligibility.
Stamp Duty Concessions
Learn whether you may be eligible for reduced or waived stamp duty as a first home buyer.
First Home Super Saver Scheme
Understand how voluntary super contributions may help some buyers save for a deposit.
Eligibility depends on your personal circumstances and current government criteria.
Meet the FHBA Team
Our team brings together specialists across first-home strategy, lending, advice, property
and government scheme guidance to help buyers move forward with clarity.
Hayley Decru
Hayley leads the first-home strategy process, helping buyers understand their current position, available pathways and the steps needed to move forward. Her focus is on turning confusing information into a clear, practical plan towards home ownership.
Senior First Home Strategy Specialist
Isaac Dickman
Isaac works closely with first home buyers to understand their goals, identify suitable next steps and consider important risk-protection needs. His focus is on providing practical guidance and a positive client experience.
Senior First Home & Risk Specialist
Ray Decru
With more than 30 years’ experience helping first home buyers, Ray has led teams of first-home and lending specialists. He brings deep industry knowledge and a practical approach to helping clients understand their mortgage, strategy and protection options.
Senior First Home, Risk & Mortgage Specialist
David Chatterjee
With more than 28 years’ experience helping first home buyers, David has worked across lending, mortgage strategy and personal protection. He has also led specialist teams and is known for simplifying complex options so clients can move forward with clarity and confidence.
Senior First Home, Risk & Mortgage Specialist
James Robson
James is the first point of contact for many FHBA clients. He helps buyers arrange their free strategy call, understand what to expect and connect with the appropriate specialist for their situation.
Client Success Team
Donna Betterridge
Donna helps first home buyers develop a clearer pathway towards home ownership while understanding the personal risks that may affect their plans. She is known for supportive communication and making complex information easier to understand.
Senior First Home & Risk Specialist
Mark Price
Mark supports prospective first home buyers through FHBA’s dedicated calling sessions. He helps clients understand the purpose of the strategy call, answers initial questions and arranges a suitable appointment with the right specialist.
Client Success Team
Trusted by First Home Buyers Across Australia
See why thousands of Australians have trusted our team to help them understand their first-home options.
Frequently Asked Questions
Is the strategy call free?
Yes. Your initial strategy call is free and there is no obligation.
Do I need a 20% deposit?
Not always. Some eligible first home buyers may be able to buy with a smaller deposit depending on their situation and available schemes.
What if I’m not ready to buy yet?
That’s completely normal. Most first home buyers are not ready immediately. The call helps you understand what to focus on next.
Can you help me understand government schemes?
Yes. We help you understand which schemes, grants and concessions may be relevant based on your circumstances.
What happens after I book?
You’ll speak with our team, we’ll understand where you’re at, and we’ll help you identify possible next steps.
Do you help Australia-wide?
Yes, we help first home buyers across Australia, subject to the availability and criteria of relevant schemes and specialists.
Am I guaranteed to qualify?
No. Eligibility depends on your personal circumstances, lender criteria and current government scheme rules.
Ready to Find Out What’s Possible?
Book a free strategy call and understand what government schemes, deposit pathways and next steps may be available to help you move closer to your first home.
COMPANY
General information only. Eligibility for government schemes, lending options and grants depends on your personal circumstances and current criteria.